Car accident claim without using insurance.?

Ive never done this before and some of the advice I've been given by others. Im not certain as to what is fair or or legal compensation. It is their idea to pay direct and not use insurance. I believe its because they don't want this on their teens driving record or a significant rate increase. Im trying to be a nice guy about it. Asking to compensate my time getting estimates does not seem out of line. If an insurance adjuster did the leg work I wouldn't be out of my personal time. As far as the auto rental quotes, the approx is from the rates online. My truck my only vehicle and my sole form of income will be in the shop so I need to rent a similar vehicle

BEST ANSWER: Try this site where you can compare quotes:tipsinsurance.xyz

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